LIC Housing Finance Limited (LIC HFL) provides home loans with interest rates starting from 8.50% p.a. for tenures up to 30 years. It offers home loan balance transfer/takeover options at lower rates and Griha Varishtha home loans for pensioners with tenures up to 80 years of age. Additionally, LIC HFL presents Griha Suvidha, a scheme backed by Mortgage Guarantee, suitable for various applicant profiles, including salaried individuals receiving cash salaries, self-employed applicants needing extended tenures, and those nearing retirement requiring longer loan durations.